Bank nonperforming loans to total gross loans
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.
- Publisher
- World Bank
- Unit
- —
- Cadence
- Annual
- Series
- 153
- Licence
- CC BY 4.0
- Updated
- 2026-09-06
Provenance
Who produced these figures, as World Bank declares it — not inferred, and each line says which published field it was read from.
Produced by
International Monetary Fund
Financial Soundness Indicators, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF:EXTERNAL_DATASET_CARDS/IMF.STA:LFSI
declared by worldbank in sourceOrganization
Read from
World Bank
World Development Indicators
declared by worldbank in source
Latest observations
| Country | Period | Value | Unit |
|---|---|---|---|
| Albania | 2025 | 3.65 | percent |
| Antigua and Barbuda | 2025 | 3.35 | percent |
| Argentina | 2025 | 5.29 | percent |
| Australia | 2025 | 1.00 | percent |
| Azerbaijan | 2025 | 1.98 | percent |
| Belarus | 2025 | 2.23 | percent |
| Belgium | 2025 | 2.00 | percent |
| Botswana | 2025 | 3.32 | percent |
| Brazil | 2025 | 3.88 | percent |
| Bulgaria | 2025 | 2.82 | percent |
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