Firms that are fully credit constrained

Firms are categorized as fully credit constrained if they do not have access to external finance, and any of the following two conditions are met: (1) the firm did not apply for a loan for any reason other than the lack of need for it; or (2) the firm applied for a loan but the application was rejected, even when it has access to equity financing. This indicator is based on Islam and Rodriguez Meza (2023, Islam, Asif Mohammed and Jorge Luis Rodriguez Meza. “How Prevalent Are Credit-Constrained Firms in the Formal Private Sector? Evidence Using Global Surveys”. World Bank Policy Research Working Paper; no. WPS 10502).

Publisher
World Bank
Unit
Cadence
Annual
Series
170
Licence
CC BY 4.0
Updated
2026-09-06

Provenance

Who produced these figures, as World Bank declares it — not inferred, and each line says which published field it was read from.

  1. Produced by

    World Bank Group

    Enterprise Surveys , World Bank Group (WBG), uri: https://www.enterprisesurveys.org/en/data

    declared by worldbank in sourceOrganization

  2. Read from

    World Bank

    World Development Indicators

    declared by worldbank in source

Latest observations

CountryPeriodValueUnit
Afghanistan202519.51percent
Albania20255.53percent
Antigua and Barbuda20257.61percent
Australia20251.42percent
Austria20258.05percent
Belgium20250.97percent
Belize20257.79percent
Bolivia, Plurinational State of202517.58percent
Brazil20257.58percent
Brunei Darussalam202511.64percent

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Firms that are fully credit constrained · World Bank · Interva