World Bank · Financial Sector

India: Lending interest rate

8.57percent · 2022-19.2% since 2012

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Annual figures for India from 1978 to 2022.

19832022

Every year

YearValue (percent)Note
20228.567
20218.698
20209.15
20199.466
20189.454
20179.508
20169.673
201510.008
201410.25
201310.292
201210.604
201110.167
20108.333
200912.188
200813.313
200713.021
200611.188
200510.75
200410.917
200311.458
200211.917
200112.083
200012.292
199912.542
199813.542
199713.833
199615.958
199515.458
199414.75
199316.25
199218.917
199117.875
199016.5
198916.5
198816.5
198716.5
198616.5
198516.5
198416.5
198316.5
198216.5
198116.5
198016.5
197914.5
197813.5

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Lending interest rate. Interva. https://interva.co/dataset/worldbank-lending-interest-rate (accessed 2026-11-07). catalog snapshot 2026-11-05.

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Lending interest rate in other countries

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India: Lending interest rate (1978–2022) · Interva