World Bank · Financial Sector

Lending interest rate

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Coverage
148 of 238 countries
Latest data
2025
Series
148
Unit
percent
Licence
CC BY 4.0
Retrieved
2026-11-05
Indicator
lending-interest-rate
Interva ID
worldbank-lending-interest-rate

Recency

current

data to 2025; catalog to 2025

Provenance

2 steps

as the publisher declares it

Versions

2

catalog snapshots

Citation

BibTeX + CSL

versioned permalink

Quality profile

This profile describes what Interva can measure in the data. It does not claim the dataset is accurate, complete, or suitable for a particular use.

Recency

100%

Latest observation is 2025; the catalog broadly reports to 2025, so this data is 0 year(s) behind (current).

Method: Compares the dataset's latest non-projected period with the year most datasets in the catalog end in. Up to 2 years behind is current — annual data is routinely published a year or two late — and more than 5 is stale. Measured from the data, not from when Interva last crawled it.

Temporal completeness

100%

12 of 148 series skip at least one year inside their own span; the median series reports 100% of its years.

Method: Per series, years present divided by years from its first to its last observation; the median across series is reported. Annual periods are assumed, which holds for every series in the catalog today.

Geographic coverage

Measured

Covers 148 of the 238 countries in the catalog.

Method: Counts distinct geographies with at least one observation. Not scored: a regional dataset covering its region completely is not deficient for omitting the rest of the world.

History depth

Measured

The median series has 33 observations; the earliest begins in 1960.

Method: Counts non-projected observations per series. Not scored: a long history is useful for trend work and irrelevant for a cross-section.

Revisions

Measured

8 observation(s) restated by the publisher across 1 vintage(s) Interva has recorded.

Method: Counts values the publisher changed between Interva's publishes. Not scored: revising estimates is ordinary and often a sign of care, and the count is here so a reader citing a figure knows whether it moves.

Schema conformity

Not assessed

No declared schema or validation rules are attached to this dataset yet.

Validity

Not assessed

No field-level validation rules are attached to this dataset yet.

Consistency

Not assessed

Cross-series consistency rules are not defined yet. The obvious first one — whether two publishers measuring one concept agree within a stated tolerance — is a candidate.

2 scored from the data, 3 described without a score, 3 not assessed. Pipeline integrity: all 5 checks pass. Assessed 2026-11-07.

By country

Lending interest rate for each of the 148 countries it covers, with the full history.

Latest observations

CountryPeriodValueUnit
Algeria20258percent
Angola202519.37percent
Antigua and Barbuda20256.39percent
Argentina202546.02percent
Armenia202513.78percent
Azerbaijan202515.34percent
Bahamas20254.25percent
Bangladesh20258.62percent
Belarus202510.95percent
Belize20258.48percent

Provenance

Who produced these figures, as World Bank declares it — not inferred, and each line says which published field it was read from.

  1. Produced by

    International Monetary Fund

    International Financial Statistics database, International Monetary Fund (IMF)

    declared by worldbank in sourceOrganization

  2. Read from

    World Bank

    World Development Indicators

    declared by worldbank in source

Versions

A vintage is a dated publish of the catalog. The current entry is a catalog snapshot; checksums are not recorded yet and are shown as such.

  • CurrentCurrent catalog snapshotchecksum not recorded
  • 2026-11-058 observation(s) restatedchecksum not recorded

Related datasets

Citation

Version: catalog snapshot 2026-11-05. The record labels this as a catalog snapshot because immutable dataset releases are not stored yet.

World Bank (2026). Lending interest rate. Interva. https://interva.co/dataset/worldbank-lending-interest-rate (accessed 2026-11-07). catalog snapshot 2026-11-05.

BibTeX
@misc{interva-worldbank-lending-interest-rate,
  title        = {Lending interest rate},
  author       = {World Bank},
  year         = {2026},
  howpublished = {\url{https://interva.co/dataset/worldbank-lending-interest-rate}},
  note         = {Interva dataset worldbank-lending-interest-rate; catalog snapshot 2026-11-05},
  urldate      = {2026-11-07}
}

DOI: not assigned (not assigned). The permalink is versioned by catalog snapshot; a stable dataset DOI is a later step.

API access

Every fact on this page is available from the API.

curl https://interva-api.nq5kq4f69b5zj.eu-west-3.cs.amazonlightsail.com/datasets/worldbank-lending-interest-rate
curl -o worldbank-lending-interest-rate.csv https://interva-api.nq5kq4f69b5zj.eu-west-3.cs.amazonlightsail.com/datasets/worldbank-lending-interest-rate/download
curl "https://interva-api.nq5kq4f69b5zj.eu-west-3.cs.amazonlightsail.com/datasets/worldbank-lending-interest-rate/citation?accessed=YYYY-MM-DD"
curl https://interva-api.nq5kq4f69b5zj.eu-west-3.cs.amazonlightsail.com/datasets/worldbank-lending-interest-rate/quality

Full schema: https://interva-api.nq5kq4f69b5zj.eu-west-3.cs.amazonlightsail.com/docs

Open in the terminal to chart this series, compare it against other publishers, or export it with its provenance.

Lending interest rate · World Bank · Interva