World Bank · Financial Sector
United States: Lending interest rate
3.25percent · 20210.0% since 2011
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Annual figures for United States from 1960 to 2021.
Every year
| Year | Value (percent) | Note |
|---|---|---|
| 2021 | 3.25 | |
| 2020 | 3.544 | |
| 2019 | 5.283 | |
| 2018 | 4.904 | |
| 2017 | 4.097 | |
| 2016 | 3.512 | |
| 2015 | 3.26 | |
| 2014 | 3.25 | |
| 2013 | 3.25 | |
| 2012 | 3.25 | |
| 2011 | 3.25 | |
| 2010 | 3.25 | |
| 2009 | 3.25 | |
| 2008 | 5.088 | |
| 2007 | 8.05 | |
| 2006 | 7.958 | |
| 2005 | 6.189 | |
| 2004 | 4.34 | |
| 2003 | 4.123 | |
| 2002 | 4.675 | |
| 2001 | 6.922 | |
| 2000 | 9.233 | |
| 1999 | 7.994 | |
| 1998 | 8.354 | |
| 1997 | 8.442 | |
| 1996 | 8.271 | |
| 1995 | 8.829 | |
| 1994 | 7.138 | |
| 1993 | 6 | |
| 1992 | 6.252 | |
| 1991 | 8.463 | |
| 1990 | 10.009 | |
| 1989 | 10.873 | |
| 1988 | 9.315 | |
| 1987 | 8.203 | |
| 1986 | 8.333 | |
| 1985 | 9.933 | |
| 1984 | 12.043 | |
| 1983 | 10.794 | |
| 1982 | 14.861 | |
| 1981 | 18.87 | |
| 1980 | 15.266 | |
| 1979 | 12.666 | |
| 1978 | 9.057 | |
| 1977 | 6.824 | |
| 1976 | 6.84 | |
| 1975 | 7.862 | |
| 1974 | 10.798 | |
| 1973 | 8.022 | |
| 1972 | 5.248 | |
| 1971 | 5.723 | |
| 1970 | 7.91 | |
| 1969 | 7.952 | |
| 1968 | 6.313 | |
| 1967 | 5.633 | |
| 1966 | 5.625 | |
| 1965 | 4.535 | |
| 1964 | 4.5 | |
| 1963 | 4.5 | |
| 1962 | 4.5 | |
| 1961 | 4.5 | |
| 1960 | 4.821 |
Source
Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-07.
The dataset for every country, with quality and provenance →
Cite or download
World Bank (2026). Lending interest rate. Interva. https://interva.co/dataset/worldbank-lending-interest-rate (accessed 2026-11-08). catalog snapshot 2026-11-07.
Lending interest rate in other countries
- Afghanistan
- Albania
- Algeria
- Angola
- Antigua and Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belarus
- Belize
- Benin
- Bhutan
- Bolivia, Plurinational State of
- Bosnia and Herzegovina
- Botswana
- Brazil
- Brunei Darussalam
- Bulgaria
- Burkina Faso
- Burundi
- Cabo Verde
- Canada
- Chile
- China
- Colombia
- Comoros
- Congo, The Democratic Republic of the
- Costa Rica
- Côte d'Ivoire
- Croatia
- Czechia
- Dominica
- Dominican Republic
- Egypt
- Eswatini
- Ethiopia
- Fiji
- Gambia
- Georgia
- Grenada
- Guatemala
- Guinea
- Guinea-Bissau
- Guyana
- Haiti
- Honduras
- Hong Kong
- Hungary
- Iceland
- India
- Indonesia
- Iran, Islamic Republic of
- Iraq
- Israel
- Italy
- Jamaica
- Japan
- Jordan
- Kenya
- Korea, Republic of
- Kosovo
- Kuwait
- Kyrgyzstan
- Lao People's Democratic Republic
- Lebanon
- Lesotho
- Liberia
- Libya
- Macao
- Madagascar
- Malawi
- Malaysia
- Maldives
- Mali
- Malta
- Mauritania
- Mauritius
- Mexico
- Micronesia, Federated States of
- Moldova, Republic of
- Mongolia
- Montenegro
- Mozambique
- Myanmar
- Namibia
- Netherlands
- New Zealand
- Nicaragua
- Niger
- Nigeria
- North Macedonia
- Norway
- Oman
- Pakistan
- Palestine, State of
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Qatar
- Romania
- Russian Federation
- Rwanda
- Saint Kitts and Nevis
- Saint Lucia
- Saint Vincent and the Grenadines
- Samoa
- San Marino
- Sao Tome and Principe
- Senegal
- Serbia
- Seychelles
- Sierra Leone
- Singapore
- Solomon Islands
- Somalia
- South Africa
- South Sudan
- Sri Lanka
- Suriname
- Sweden
- Switzerland
- Tajikistan
- Tanzania, United Republic of
- Thailand
- Timor-Leste
- Togo
- Tonga
- Trinidad and Tobago
- Uganda
- Ukraine
- United Kingdom
- Uruguay
- Uzbekistan
- Vanuatu
- Venezuela, Bolivarian Republic of
- Viet Nam
- Yemen
- Zambia
- Zimbabwe
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