World Bank · Financial Sector
China: Real interest rate
5.15percent · 2024+15.6% since 2014
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100. Annual figures for China from 1980 to 2024.
Every year
| Year | Value (percent) | Note |
|---|---|---|
| 2024 | 5.153 | |
| 2023 | 4.882 | |
| 2022 | 2.37 | |
| 2021 | -0.118 | |
| 2020 | 3.799 | |
| 2019 | 2.994 | |
| 2018 | 0.854 | |
| 2017 | 0.196 | |
| 2016 | 2.829 | |
| 2015 | 4.21 | |
| 2014 | 4.459 | |
| 2013 | 3.619 | |
| 2012 | 3.512 | |
| 2011 | -1.347 | |
| 2010 | -1.05 | |
| 2009 | 5.4 | |
| 2008 | -2.362 | |
| 2007 | -0.41 | |
| 2006 | 2.02 | |
| 2005 | 1.761 | |
| 2004 | -1.31 | |
| 2003 | 2.595 | |
| 2002 | 4.63 | |
| 2001 | 3.57 | |
| 2000 | 3.661 | |
| 1999 | 7.161 | |
| 1998 | 7.279 | |
| 1997 | 6.879 | |
| 1996 | 3.353 | |
| 1995 | -1.4 | |
| 1994 | -8 | |
| 1993 | -3.653 | |
| 1992 | 0.405 | |
| 1991 | 1.806 | |
| 1990 | 3.435 | |
| 1989 | 2.517 | |
| 1988 | -2.768 | |
| 1987 | 2.705 | |
| 1986 | 3.103 | |
| 1985 | -2.075 | |
| 1984 | 2.151 | |
| 1983 | 5.974 | |
| 1982 | 7.346 | |
| 1981 | 2.62 | |
| 1980 | 1.236 |
Source
Published by World Bank, produced by International Monetary Fund, World Bank. Licence: CC BY 4.0. Retrieved 2026-11-05.
The dataset for every country, with quality and provenance →
Cite or download
World Bank (2026). Real interest rate. Interva. https://interva.co/dataset/worldbank-real-interest-rate (accessed 2026-11-07). catalog snapshot 2026-11-05.
Real interest rate in other countries
- Afghanistan
- Albania
- Algeria
- Angola
- Antigua and Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belarus
- Belize
- Benin
- Bhutan
- Bolivia, Plurinational State of
- Bosnia and Herzegovina
- Botswana
- Brazil
- Brunei Darussalam
- Bulgaria
- Burkina Faso
- Burundi
- Cabo Verde
- Canada
- Chile
- Colombia
- Comoros
- Congo, The Democratic Republic of the
- Costa Rica
- Côte d'Ivoire
- Croatia
- Czechia
- Dominica
- Dominican Republic
- Egypt
- Eswatini
- Ethiopia
- Fiji
- Gambia
- Georgia
- Grenada
- Guatemala
- Guinea
- Guinea-Bissau
- Guyana
- Haiti
- Honduras
- Hong Kong
- Hungary
- Iceland
- India
- Indonesia
- Iran, Islamic Republic of
- Iraq
- Israel
- Italy
- Jamaica
- Japan
- Jordan
- Kenya
- Korea, Republic of
- Kosovo
- Kuwait
- Kyrgyzstan
- Lao People's Democratic Republic
- Lebanon
- Lesotho
- Liberia
- Libya
- Macao
- Madagascar
- Malawi
- Malaysia
- Maldives
- Mali
- Malta
- Mauritania
- Mauritius
- Mexico
- Micronesia, Federated States of
- Moldova, Republic of
- Mongolia
- Montenegro
- Mozambique
- Myanmar
- Namibia
- Netherlands
- New Zealand
- Nicaragua
- Niger
- Nigeria
- North Macedonia
- Norway
- Oman
- Pakistan
- Palestine, State of
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Qatar
- Romania
- Russian Federation
- Rwanda
- Saint Kitts and Nevis
- Saint Lucia
- Saint Vincent and the Grenadines
- Samoa
- San Marino
- Sao Tome and Principe
- Senegal
- Serbia
- Seychelles
- Sierra Leone
- Singapore
- Solomon Islands
- Somalia
- South Africa
- South Sudan
- Sri Lanka
- Suriname
- Sweden
- Switzerland
- Tajikistan
- Tanzania, United Republic of
- Thailand
- Timor-Leste
- Togo
- Tonga
- Trinidad and Tobago
- Uganda
- Ukraine
- United Kingdom
- United States
- Uruguay
- Uzbekistan
- Vanuatu
- Venezuela, Bolivarian Republic of
- Viet Nam
- Yemen
- Zambia
- Zimbabwe
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