World Bank · Financial Sector

Iceland: Real interest rate

3.87percent · 2025+381.3% since 2015

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100. Annual figures for Iceland from 1982 to 2025.

19862025

Every year

YearValue (percent)Note
20253.87
20246.037
20235.729
2022-1.135
2021-0.701
20201.359
20192.016
20183.734
20175.594
20165.392
20150.804
20143.387
20135.521
20124.654
20114.104
20103.477
20097.169
20087.097
200714.368
20068.493
200511.498
20049.112
200311.405
20028.977
20018.533
200012.339
19999.518
19987.74
19979.832
19969.627
19958.336
19947.761
199312.056
19929.281
19918.445
19900.878
19894.149
19885.798
19875.554
1986-4.664
19850.39
1984-3.19
1983-19.489
1982-4.326

Source

Published by World Bank, produced by International Monetary Fund, World Bank. Licence: CC BY 4.0. Retrieved 2026-11-07.

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Cite or download

World Bank (2026). Real interest rate. Interva. https://interva.co/dataset/worldbank-real-interest-rate (accessed 2026-11-07). catalog snapshot 2026-11-07.

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Iceland: Real interest rate (1982–2025) · Interva