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World Bank · Financial Sector

United States: Real interest rate

-1.26percent · 2021-208.0% since 2011

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100. Annual figures for United States from 1961 to 2021.

19822021

Every year

YearValue (percent)Note
2021-1.256
20202.17
20193.573
20182.555
20172.265
20162.537
20152.311
20141.483
20131.522
20121.362
20111.163
20102.01
20092.617
20083.101
20075.2
20064.728
20052.961
20041.608
20032.107
20023.073
20014.567
20006.814
19996.487
19987.15
19976.603
19966.324
19956.594
19944.899
19933.546
19923.884
19914.915
19906.04
19896.69
19885.59
19875.588
19866.194
19856.563
19848.141
19836.618
19828.177
19818.595
19805.716
19794.034
19781.89
19770.575
19761.267
1975-1.282
19741.651
19732.41
19720.884
19710.622
19702.515
19692.852
19681.864
19672.406
19662.649
19652.566
19642.952
19633.375
19623.215
19613.108

Source

Published by World Bank, produced by International Monetary Fund, World Bank. Licence: CC BY 4.0. Retrieved 2026-11-07.

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Cite or download

World Bank (2026). Real interest rate. Interva. https://interva.co/dataset/worldbank-real-interest-rate (accessed 2026-11-08). catalog snapshot 2026-11-07.

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United States: Real interest rate (1961–2021) · Interva