World Bank · Financial Sector

Zambia: Real interest rate

-3.89percent · 2020-163.7% since 2010

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100. Annual figures for Zambia from 1978 to 2020.

19812020

Every year

YearValue (percent)Note
2020-3.893
20192.47
20182.216
20172.091
20161.694
20156.179
20145.816
2013-0.191
20124.821
20116.957
20106.113
200915.634
20087.614
20075.241
20067.518
20059.909
20049.197
200319.525
200221.616
200116.677
20004.665
199919.159
199812.739
199716.977
199623.67
199511.425
1994-5.634
1993-12.456
1992-41.79
1991-25.774
1990-34.539
1989-34.547
1988-11.971
1987-25.194
1986-29.998
1985-15.967
1984-3.203
1983-4.745
19823.167
19812.185
1980-2.025
1979-10.506
1978-3.933

Source

Published by World Bank, produced by International Monetary Fund, World Bank. Licence: CC BY 4.0. Retrieved 2026-11-07.

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Cite or download

World Bank (2026). Real interest rate. Interva. https://interva.co/dataset/worldbank-real-interest-rate (accessed 2026-11-07). catalog snapshot 2026-11-07.

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Real interest rate in other countries

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Zambia: Real interest rate (1978–2020) · Interva