World Bank · Financial Sector

Nigeria: Real interest rate

4.03percent · 2025-70.3% since 2015

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100. Annual figures for Nigeria from 1970 to 2025.

19862025

Every year

YearValue (percent)Note
20254.034
20241.937
20232.866
20223.969
2021-1.024
20202.148
2019-25.777
20186.056
20175.791
20166.686
201513.596
201411.356
201311.202
20126.225
20115.686
20101.068
200918.18
20086.685
20079.187
2006-5.628
2005-1.594
2004-2.605
20039.936
20023.024
200112.139
2000-1.141
19996.047
199811.485
199712.127
1996-5.261
1995-31.453
1994-15.92
1993-7.052
1992-14.987
19910.991
199017.466
1989-6.612
1988-2.963
1987-4.77
19864.31
19852.343
19844.342
1983-8.022
1982-4.586
1981-65.857
1980-3.547
1979-2.995
1978-6.29
1977-4.258
1976-6.867
1975-13.968
1974-25.667
19731.569
19723.992
19715.577
1970-29.27

Source

Published by World Bank, produced by International Monetary Fund, World Bank. Licence: CC BY 4.0. Retrieved 2026-11-07.

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Cite or download

World Bank (2026). Real interest rate. Interva. https://interva.co/dataset/worldbank-real-interest-rate (accessed 2026-11-07). catalog snapshot 2026-11-07.

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Real interest rate in other countries

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Nigeria: Real interest rate (1970–2025) · Interva