World Bank · Financial Sector

Albania: Interest rate spread

4.58percent · 2024-24.4% since 2014

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Albania from 1992 to 2024.

19922024

Every year

YearValue (percent)Note
20244.579
20235.004
20225.776
20215.543
20205.706
20195.783
20185.181
20175.453
20165.903
20156.484
20146.058
20135.662
20125.455
20116.57
20106.405
20095.888
20086.217
20078.441
20067.713
20057.987
20045.155
20035.895
20026.766
200111.929
200013.8
19998.669
19975.433
19967.175
19954.35
19943.833
19932.25
19922.083

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-07.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-07.

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Albania: Interest rate spread (1992–2024) · Interva