World Bank · Financial Sector

Pakistan: Interest rate spread

2.91percent · 2021-52.9% since 2011

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Pakistan from 2004 to 2021.

20042021

Every year

YearValue (percent)Note
20212.914
20203.283
20193.101
20183.306
20173.733
20163.921
20154.183
20144.465
20134.814
20125.54
20116.193
20105.898
20095.857
20086.017
20076.46
20066.813
20056.476
20045.623

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

CSV, all countriesJSON, PakistanAPI and MCP

Interest rate spread in other countries

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Pakistan: Interest rate spread (2004–2021) · Interva