World Bank · Financial Sector

Thailand: Interest rate spread

3.83percent · 2025+16.2% since 2015

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Thailand from 1977 to 2025.

19842025

Every year

YearValue (percent)Note
20253.833
20242.881
20232.912
20222.628
20212.654
20202.671
20192.668
20182.859
20173.127
20163.168
20153.298
20143.196
20132.627
20122.587
20112.61
20103.134
20093.754
20083.286
20073.206
20061.935
20053.066
20043.455
20014.729
20004.542
19994.208
19983.771
19973.125
19963.063
19951.667
19942.437
19932.542
19923.292
19911.729
19902.167
19892.75
19882.083
19872.042
19863.625
19853.083
19843.792
19832.208
19823.958
19814.708
19804.146
19794.708
19782.979
19772.896

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

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Interest rate spread in other countries

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Thailand: Interest rate spread (1977–2025) · Interva