World Bank · Financial Sector

Czechia: Interest rate spread

3.07percent · 2025-18.2% since 2015

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Czechia from 1993 to 2025.

19932025

Every year

YearValue (percent)Note
20253.071
20242.671
20232.271
20222.827
20212.969
20203.041
20193.297
20183.266
20173.315
20163.534
20153.753
20143.943
20134.108
20124.382
20114.68
20104.806
20094.725
20084.64
20074.465
20064.408
20054.603
20044.744
20034.616
20024.727
20014.323
20003.741
19994.204
19984.728
19975.49
19965.751
19955.837
19946.048
19937.038

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

The dataset for every country, with quality and provenance →

Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

CSV, all countriesJSON, CzechiaAPI and MCP

Interest rate spread in other countries

Rank Czechia against its region, see where publishers disagree, or ask a question in plain words on the Interva desk.

Czechia: Interest rate spread (1993–2025) · Interva