World Bank · Financial Sector

Mozambique: Interest rate spread

11.76percent · 2025+85.7% since 2015

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Mozambique from 1997 to 2025.

19972025

Every year

YearValue (percent)Note
202511.762
202413.482
202314.361
202212.346
202111.151
202010.29
20199.903
20189.43
201710.766
201610.425
20156.335
20146.22
20136.526
20125.381
20116.117
20106.578
20096.153
20087.325
20077.667
20068.192
200511.666
200412.17
200312.541
20028.72
20017.718
20009.344
199911.77
199816.129
19974.534

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

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Mozambique: Interest rate spread (1997–2025) · Interva