World Bank · Financial Sector

Canada: Interest rate spread

2.60percent · 2017-35.3% since 2007

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Canada from 1971 to 2017.

19782017

Every year

YearValue (percent)Note
20172.6
20162.6
20152.7
20142.45
20132.45
20122.517
20112.525
20102.404
20092.3
20083.229
20074.021
20063.988
20053.625
20043.217
20033.588
20023.379
20013.558
20003.788
19993.558
19983.525
19973.055
19963.06
19953.363
19942.894
19932.729
19923.563
19914.188
19904.208
19894.25
19884.187
19873.833
19863.437
19852.792
19843.125
19833.833
19822.896
19813.333
19802.729
19791.583
19781.5
19771.542
19761.396
19752.063
19741.438
19731.26
19721.022
19712.069

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

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Interest rate spread in other countries

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Canada: Interest rate spread (1971–2017) · Interva