World Bank · Financial Sector

Guatemala: Interest rate spread

7.75percent · 2025-0.2% since 2015

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Guatemala from 1997 to 2025.

19972025

Every year

YearValue (percent)Note
20257.748
20247.461
20237.754
20228.017
20218.05
20207.897
20197.732
20187.751
20177.684
20167.627
20157.762
20148.296
20138.146
20128.193
20118.186
20107.889
20098.272
20088.312
20078.073
20068.259
20058.684
20049.621
200310.196
20029.949
200110.203
200010.711
199911.55
199811.121
199712.81

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

CSV, all countriesJSON, GuatemalaAPI and MCP

Interest rate spread in other countries

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Guatemala: Interest rate spread (1997–2025) · Interva