World Bank · Financial Sector

Korea, Republic of: Interest rate spread

1.46percent · 2025-15.4% since 2015

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Korea, Republic of from 1996 to 2025.

19962025

Every year

YearValue (percent)Note
20251.458
20241.245
20231.345
20221.171
20211.688
20201.641
20191.593
20181.637
20171.807
20161.81
20151.724
20141.728
20131.753
20121.695
20111.605
20101.655
20092.167
20081.298
20071.378
20061.484
20051.872
20042.03
20031.986
20021.821
20011.916
20000.607
19991.448
19981.992
19971.072
19960.958

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-07.

The dataset for every country, with quality and provenance →

Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-08). catalog snapshot 2026-11-07.

CSV, all countriesJSON, Korea, Republic ofAPI and MCP

Interest rate spread in other countries

Rank Korea, Republic of against its region, see where publishers disagree, or ask a question in plain words on the Interva desk.

Korea, Republic of: Interest rate spread (1996–2025) · Interva