World Bank · Financial Sector

Brazil: Interest rate spread

32.52percent · 2024+47.9% since 2014

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Brazil from 1997 to 2024.

19972024

Every year

YearValue (percent)Note
202432.521
202331.461
202227.401
202125.669
202026.845
201932.045
201832.211
201738.403
201639.654
201531.336
201421.985
201319.585
201228.729
201132.891
201031.121
200935.371
200835.595
200733.139
200636.876
200537.755
200439.509
200345.113
200243.732
200139.76
200039.631
199954.421
199858.36
199753.843

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

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Interest rate spread in other countries

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Brazil: Interest rate spread (1997–2024) · Interva