World Bank · Financial Sector

Singapore: Interest rate spread

5.13percent · 2021-1.6% since 2011

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Singapore from 1978 to 2021.

19822021

Every year

YearValue (percent)Note
20215.128
20205.067
20195.053
20185.173
20175.138
20165.16
20155.183
20145.206
20135.24
20125.244
20115.212
20105.174
20095.088
20084.961
20074.801
20064.743
20054.859
20044.897
20034.804
20024.477
20014.128
20004.122
19994.117
19982.837
19972.851
19962.85
19952.865
19942.877
19933.088
19923.083
19912.953
19902.691
19892.999
19883.227
19873.214
19862.909
19853.071
19842.744
19832.737
19823.013
19812.935
19802.353
19792.303
19782.422

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-07.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-07.

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Interest rate spread in other countries

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Singapore: Interest rate spread (1978–2021) · Interva