World Bank · Financial Sector

Botswana: Interest rate spread

3.91percent · 2024-39.5% since 2014

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Botswana from 1980 to 2024.

19852024

Every year

YearValue (percent)Note
20243.909
20233.79
20224.64
20213.817
20204.193
20194.803
20184.98
20175.431
20165.177
20155.448
20146.466
20137.08
20127.392
20115.852
20105.86
20096.286
20087.868
20077.596
20067.587
20056.484
20045.899
20036.455
20025.755
20015.664
20006.063
19995.677
19985.219
19974.432
19964.824
19954.632
19943.332
19931.426
19921.5
19910.433
19901.76
19892.083
19882.833
19872.5
19862.333
19852.5
19842
19831.5
198213.458
19810.958
19803.475

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

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Botswana: Interest rate spread (1980–2024) · Interva