World Bank · Financial Sector

Japan: Interest rate spread

0.67percent · 2017-37.4% since 2007

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Japan from 1993 to 2017.

19932017

Every year

YearValue (percent)Note
20170.673
20160.744
20150.737
20140.804
20130.762
20120.93
20111.039
20101.098
20091.288
20081.321
20071.075
20060.982
20051.406
20041.686
20031.78
20021.829
20011.912
20001.997
19992.044
19982.055
19972.148
19962.357
19952.604
19942.435
19932.72

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

The dataset for every country, with quality and provenance →

Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

CSV, all countriesJSON, JapanAPI and MCP

Interest rate spread in other countries

Rank Japan against its region, see where publishers disagree, or ask a question in plain words on the Interva desk.

Japan: Interest rate spread (1993–2017) · Interva