World Bank · Financial Sector

Switzerland: Interest rate spread

2.74percent · 2025-3.0% since 2015

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Switzerland from 2008 to 2025.

20082025

Every year

YearValue (percent)Note
20252.739
20242.173
20231.772
20222.799
20213.058
20203.019
20192.984
20182.943
20172.899
20162.847
20152.823
20142.661
20132.656
20122.65
20112.663
20102.662
20092.659
20081.537

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-07.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-07.

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Interest rate spread in other countries

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Switzerland: Interest rate spread (2008–2025) · Interva