World Bank · Financial Sector

Viet Nam: Interest rate spread

4.54percent · 2023+40.4% since 2013

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Viet Nam from 1993 to 2023.

19932023

Every year

YearValue (percent)Note
20234.542
20224.196
20214.436
20203.527
20192.733
20182.634
20172.258
20161.925
20152.37
20142.908
20133.234
20122.968
20112.96
20101.942
20092.159
20083.053
20073.688
20063.546
20053.88
20043.551
20032.858
20022.614
20014.116
20006.897
19995.328
19985.17
19975.904
199310.143

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-07.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-07.

CSV, all countriesJSON, Viet NamAPI and MCP

Interest rate spread in other countries

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Viet Nam: Interest rate spread (1993–2023) · Interva