World Bank · Financial Sector

Georgia: Interest rate spread

5.32percent · 2025+48.7% since 2015

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Georgia from 2003 to 2025.

20032025

Every year

YearValue (percent)Note
20255.32
20244.54
20234.551
20222.018
20212.199
20201.579
20192.11
20182.287
20171.833
20162.682
20153.578
20143.484
20133.868
20124.103
20113.457
20105.783
20097.056
20086.805
20076.892
20066.928
200510.068
200415.013
200314.926

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

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Interest rate spread in other countries

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Georgia: Interest rate spread (2003–2025) · Interva