World Bank · Financial Sector

Gambia: Interest rate spread

15.50percent · 2025+6.4% since 2013

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Gambia from 1985 to 2025.

19852025

Every year

YearValue (percent)Note
202515.5
202415.5
202313.013
202214.167
202114.667
202021.158
201919.895
201819
201713.225
201411.989
201314.564
201216.5
201116.25
201012.375
200911.5
200814.133
200715.025
200617.083
200517.583
200414.5
200312.917
200211.292
200111.5
200011.5
199911.5
199812.875
199713
199613
199512.542
199412.417
199313.083
199212.917
199113.792
199015.167
198913.917
198814.542
198712.167
198611.875
19854.733

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

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Interest rate spread in other countries

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Gambia: Interest rate spread (1985–2025) · Interva