World Bank · Financial Sector

Montenegro: Interest rate spread

6.05percent · 2025-19.1% since 2015

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Reported as: lending rate minus deposit rate. Annual figures for Montenegro from 2005 to 2025.

20052025

Every year

YearValue (percent)Note
20256.048
20246.347
20236.077
20225.35
20215.389
20205.502
20195.715
20185.921
20176.317
20166.906
20157.475
20147.273
20136.478
20126.3
20116.555
20105.83
20095.548
20085.416
20074.239
20066.095
20057.57

Source

Published by World Bank, produced by International Monetary Fund. Licence: CC BY 4.0. Retrieved 2026-11-05.

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Cite or download

World Bank (2026). Interest rate spread. Interva. https://interva.co/dataset/worldbank-interest-rate-spread (accessed 2026-11-07). catalog snapshot 2026-11-05.

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Interest rate spread in other countries

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Montenegro: Interest rate spread (2005–2025) · Interva